What Credit Products Are Available through Capital Access International?

Funding can be used for a variety of business needs in a wide range of industries.

Loan and advance sizes range from a minimum of $5,000 to a maximum of $600,000.

The term of repayment may be anywhere between 3 and 36 months.

How does the process work?

Submit an application using our simple online application form.

We may call to clarify any details on your application.

Under normal circumstances you can have money in your bank account within 48 hours.


What are the minimum requirements to receive funding?

Monthly gross revenue of $8,500 or more.

3 months of business bank statements required.

Minimum 6 months time in business.

A minimum FICO score of 500 for the applying business owner.

Businesses must be based in the United States.

How is a loan or advance repaid?

A fixed payment amount is deducted from your business bank account on a daily or weekly basis.

You may be allowed to prepay after a period of on-time repayment.


What are CAI’s pricing and fees?

The rate and pricing of a credit product is determined by a number of factors including recent business performance, industry, dollar amount financed, and term.

Depending on the product that you select, you may be charged an origination fee. These fees are always itemized in the funding documents for review.

Short term rates are often stated as a fixed simple interest rate, or “cents on”, as we believe this is an easier way for you to understand the true “cost” you are paying to borrow. This shouldn’t be confused with an annualized interest rate.

Is there anything else I can expect?

Capital Access International takes security seriously. There may be times that we need to ask for identifying documents such as a driver’s license or building lease information; and we may need to confirm your bank account ownership before releasing funds.

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+1 727-863-1950